Tuition & net price

How much does University of Massachusetts Amherst cost?

Published tuition is $17,772 in-state and $40,449 out-of-state, with a full cost of attendance of $34,549 a year. After aid, families pay between $10,164 and $30,793 depending on income.

In-state tuition$17,772before aid
Out-of-state$40,449before aid
Lowest net price$10,164families under $30k
Highest net price$30,793families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $10,164 29%
$30,001–$48,000 $10,456 30%
$48,001–$75,000 $12,932 37%
$75,001–$110,000 $18,964 55%
Over $110,000 $30,793 89%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
20%
Take federal loans
47%
Typical repayment
$241/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

Money you do not have to repay

Grants and scholarships come off the price before you borrow anything. We list 1 tied to University of Massachusetts Amherst.

All University of Massachusetts Amherst scholarships →

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How the price compares Universities charging a similar amount in Massachusetts.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
University of Massachusetts Boston $15,908 $38,125 $30,544 $14,070
Wentworth Institute of Technology $42,884 $42,884 $61,096 $27,018
American International College $44,230 $44,230 $59,270 $24,437
University of Massachusetts at Lowell $16,966 $36,264 $30,786 $9,943
Lesley University $34,256 $34,256 $51,538 $24,799
Simmons University $46,874 $46,874 $63,460 $18,027

University of Massachusetts Amherst costs: common questions

How much is tuition at University of Massachusetts Amherst?
Published tuition is $17,772 for in-state students and $40,449 for out-of-state students, before any aid.
What does University of Massachusetts Amherst actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $10,164 a year, while families over $110,000 pay $30,793.
What is the total cost of attendance at University of Massachusetts Amherst?
$34,549 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is University of Massachusetts Amherst worth the money?
Graduates earn a median $71,631 ten years after starting, against $22,763 of median debt — see the full payback breakdown for the arithmetic.

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.