Cost, debt & salary

Is University of Minnesota - Duluth worth it? What it costs, and what graduates earn

You would borrow a median $22,024 — about $250 a month for ten years. Graduates earn a median $62,616 ten years after starting, so the debt clears in roughly 1 years of the salary premium.

B

Is it worth the money?

Yes — you clear the borrowing faster than at most US universities.

You borrow $22,024 median federal debt at graduation
You repay $250/mo standard 10-year federal plan
You earn $62,616 median, 10 years after entry · beats 69%
Debt clears in 1 yrs ranked 277 of 810

What that feels like each month Repayment against the salary that has to cover it.

Gross monthly pay
$5,218
Loan repayment
$250
Share of your pay
4.8%
0%15% — the comfort line25%

Under roughly 15% of gross pay, repayment is generally considered manageable alongside rent and living costs.

Cut the debt before you borrow it

We do not list an award tied specifically to University of Minnesota - Duluth yet — but national, country and subject scholarships still apply to students heading there, and each one cuts the $22,024 above.

Browse scholarships for the USA →

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How University of Minnesota - Duluth compares Against the 810 US universities we grade on payback.

The typical graded university clears its debt in 1.3 years on median earnings of $57,146 against $22,500 of debt. University of Minnesota - Duluth clears its debt faster than that, and its graduates earn $23,096 a year more than a US worker with only a high-school diploma.

Nearby universityGradeDebtEarningsPayback
Macalester College Minnesota B $23,000 $63,878 0.9 yrs
Gustavus Adolphus College Minnesota C $26,774 $65,607 1 yrs
Hamline University Minnesota C $23,770 $61,106 1.1 yrs
University of Minnesota - Crookston Minnesota C $20,500 $58,056 1.1 yrs
College of Saint Benedict Minnesota C $26,944 $63,260 1.1 yrs

University of Minnesota - Duluth — the money questions

How much do graduates of University of Minnesota - Duluth earn?
Median earnings are $62,616 a year, measured ten years after students first enrolled — from tax records, not a survey. That is higher than 69% of the US universities we hold figures for.
How much debt will I have at University of Minnesota - Duluth?
The median graduate leaves with $22,024 of federal loans. On the standard ten-year plan that is about $250 a month — roughly 4.8% of the median graduate's monthly pay before tax.
How long does a degree from University of Minnesota - Duluth take to pay for itself?
About 1 years of the salary premium — the amount graduates earn above the $39,520 a US worker with only a high-school diploma makes. That ranks it 277 of 810 US universities we grade on payback.
Can scholarships reduce this debt?
We do not currently list a scholarship tied specifically to University of Minnesota - Duluth, but national and subject-based awards still apply — start from our scholarships listing.
Do these numbers apply to my subject?
No. The Department of Education publishes one figure per institution, so nursing, engineering and fine art students at University of Minnesota - Duluth all sit inside the same median. Treat it as the size of the financial risk, not a salary forecast for your course.
University of Minnesota - Duluth profile Programmes at University of Minnesota - Duluth University of Minnesota - Duluth scholarships University of Minnesota - Duluth review & grade Compare with Macalester College Payback across Minnesota What University of Minnesota - Duluth costs Student loan record SAT scores & admission Fastest-paying US degrees Lowest student debt How we calculate this

Source: US Department of Education College Scorecard — earnings and debt cover students who received federal financial aid and blend every subject taught at the institution. Figures imported 28 Aug 2026. This page is information, not financial advice.