Cost & earnings at Saginaw Valley State University What students borrow here, and what they go on to earn
The Bachelor of Science in Finance and Financial Management Services at Saginaw Valley State University prepares students for careers in corporate finance, investments, financial planning and banking by combining core business education with specialised finance coursework and practical experience. It suits students who enjoy quantitative problem-solving, analysing markets and managing financial risks and who want hands-on preparation for professional roles or graduate study.
The programme blends foundational business courses with specialised finance and financial services topics. Early coursework covers principles of microeconomics and macroeconomics, financial and managerial accounting, business law, statistics and quantitative methods, and core management subjects. Finance-focused modules typically include corporate finance, investments, financial markets and institutions, international finance, risk management and insurance, and financial modelling. Students also study topics related to financial planning and advisory services, such as retirement planning, taxation fundamentals for financial decisions, ethics in finance and client communication.
Instruction emphasises applied skills: case studies, spreadsheet-based financial modelling, valuation exercises and team projects. Many students complete a capstone experience or internship with a regional firm, giving direct workplace exposure to portfolio analysis, credit assessment, treasury operations or client-facing advisory work. Electives allow deeper study in areas such as derivatives, fixed income securities, personal financial planning, or corporate treasury management.
Applicants are expected to hold a recognised high school diploma or equivalent with preparation in college-preparatory mathematics. Admissions typically consider academic performance across the secondary school record; a competitive GPA strengthens an application. Saginaw Valley State University accepts transfer students with college-level coursework; official transcripts from prior institutions are required. Standardised test submissions (SAT/ACT) may be optional depending on broader admissions policy.
International applicants must demonstrate English language proficiency through recognised tests or approved institutional pathways where applicable, and provide certified academic records. Mature or non-traditional applicants with relevant work experience may apply through established undergraduate admission routes and should contact the admissions office for specific guidance.
Graduates move into a wide range of roles across financial services and business. Common entry-level positions include financial analyst, investment analyst, credit analyst, commercial banking associate, insurance underwriter, financial planner or wealth management associate. With experience, alumni progress to roles in corporate finance, treasury, risk management, portfolio management, branch management or compliance.
The degree also provides a foundation for professional credentials (for example, CFA or CFP pathways) and for graduate study such as a master’s in finance or business administration. The programme’s practical focus and internship opportunities help students build employer-relevant skills in financial analysis, client communication, regulatory awareness and ethical decision-making.
Saginaw Valley State University offers a personalised undergraduate experience with relatively small class sizes and accessible faculty who have both academic and industry perspectives. The university’s location in the Great Lakes Bay Region provides connections to banks, corporate finance departments, investment firms and regional businesses for internships and applied projects. Career services and academic advising support students in planning internships, preparing professional materials and pursuing licensure or certification pathways.
Students benefit from hands-on learning opportunities embedded in the curriculum, student-led finance and business organisations, and regional networking events that help translate classroom learning into workplace readiness. The programme is designed to balance technical competence with communication and ethical judgement, preparing graduates to contribute effectively in a variety of finance-related careers or to continue their studies.
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