Published tuition is $10,320 in-state and $21,230 out-of-state, with a full cost of attendance of $23,735 a year. After aid, families pay between $8,005 and $17,009 depending on income.
| Household income | Net price a year | Share of the sticker price |
|---|---|---|
| Under $30,000 | $8,591 | 36% |
| $30,001–$48,000 | $8,005 | 34% |
| $48,001–$75,000 | $10,382 | 44% |
| $75,001–$110,000 | $14,384 | 61% |
| Over $110,000 | $17,009 | 72% |
Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.
A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.
Most US universities require health cover before enrolment. Tell us your dates and country and we will come back with plans that meet your university’s requirement.
| University | In-state | Out-of-state | Cost of attendance | Net price (under $30k) |
|---|---|---|---|---|
| Northern Kentucky University | $11,088 | $21,912 | $19,725 | $2,603 |
| Murray State University | $9,900 | $19,836 | $23,485 | $6,242 |
| Sullivan University | $15,480 | $15,480 | $31,766 | $24,325 |
| Western Kentucky University | $11,652 | $27,000 | $24,188 | $7,087 |
| Morehead State University | $10,024 | $14,980 | $21,961 | $7,150 |
| University of Louisville | $13,136 | $29,482 | $32,941 | $15,138 |
Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.