Tuition & net price

How much does Murray State University cost?

Published tuition is $9,900 in-state and $19,836 out-of-state, with a full cost of attendance of $23,485 a year. After aid, families pay between $6,242 and $15,450 depending on income.

In-state tuition$9,900before aid
Out-of-state$19,836before aid
Lowest net price$6,242families under $30k
Highest net price$15,450families over $110k

What families actually pay Average net price after grants and scholarships, by household income.

Household incomeNet price a yearShare of the sticker price
Under $30,000 $6,242 27%
$30,001–$48,000 $6,347 27%
$48,001–$75,000 $8,104 35%
$75,001–$110,000 $12,811 55%
Over $110,000 $15,450 66%

Net price is the federal measure of what students actually pay: total cost of attendance minus the grant and scholarship aid they receive. It is the only cost figure worth comparing between universities — the published tuition above is a list price that most students never pay in full.

Who pays how The mix of grant aid and borrowing at this university.

On Pell grants
33%
Take federal loans
35%
Typical repayment
$217/mo

A high Pell share means the university enrols many lower-income students, and usually that its net price for those families is well below the sticker price. A high loan share means the gap between aid and cost is being filled with borrowing — the repayment record shows how that works out afterwards.

Money you do not have to repay

Grants and scholarships come off the price before you borrow anything. We list 1 tied to Murray State University.

All Murray State University scholarships →

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How the price compares Universities charging a similar amount in Kentucky.

UniversityIn-stateOut-of-stateCost of attendanceNet price (under $30k)
Eastern Kentucky University $10,320 $21,230 $23,735 $8,591
Northern Kentucky University $11,088 $21,912 $19,725 $2,603
Sullivan University $15,480 $15,480 $31,766 $24,325
Morehead State University $10,024 $14,980 $21,961 $7,150
Western Kentucky University $11,652 $27,000 $24,188 $7,087
University of Louisville $13,136 $29,482 $32,941 $15,138

Murray State University costs: common questions

How much is tuition at Murray State University?
Published tuition is $9,900 for in-state students and $19,836 for out-of-state students, before any aid.
What does Murray State University actually cost after financial aid?
It depends on family income. After grants and scholarships, families earning under $30,000 pay a net $6,242 a year, while families over $110,000 pay $15,450.
What is the total cost of attendance at Murray State University?
$23,485 a year as the institution reports it — tuition, fees, housing, books and living costs combined. Almost nobody pays this in full; the net price above is what families actually pay.
Is Murray State University worth the money?
Graduates earn a median $44,737 ten years after starting, against $20,500 of median debt — see the full payback breakdown for the arithmetic.

Source: US Department of Education College Scorecard. Tuition and cost of attendance are as reported by the institution; net price is the average paid by students receiving federal aid, by household income band. Figures imported 28 Aug 2026.