Share of borrowers whose loan balance is falling three years after leaving — the clearest published signal that a degree is being paid off rather than deferred.
| # | University | In-state | Cost of attendance | Borrow | Paying down | SAT | Acceptance |
|---|---|---|---|---|---|---|---|
| 41 | Cornell University Ithaca, New York | $69,314 | $88,140 | 18% | 87% | 1535 | 9% |
| 42 | Thomas Jefferson University Philadelphia, Pennsylvania | $47,505 | $64,197 | 86% | 87% | 1243 | 81% |
| 43 | University of Chicago Chicago, Illinois | $70,662 | $90,360 | 5% | 87% | 1554 | 4% |
| 44 | Rice University Houston, Texas | $64,144 | $79,788 | 6% | 87% | 1553 | 8% |
| 45 | Barnard College New York, New York | $69,888 | $89,538 | 26% | 87% | 1520 | 9% |
| 46 | Colby College Waterville, Maine | $69,600 | $85,420 | 9% | 87% | 1501 | 7% |
| 47 | Northwestern University Evanston, Illinois | $68,322 | $91,250 | 17% | 87% | 1533 | 8% |
| 48 | Brown University Providence, Rhode Island | $71,412 | $87,648 | 10% | 87% | 1546 | 5% |
| 49 | College of the Holy Cross Worcester, Massachusetts | $64,500 | $80,334 | 38% | 87% | 1353 | 18% |
| 50 | Bryant University Smithfield, Rhode Island | $52,677 | $69,964 | 52% | 87% | 1265 | 65% |
| 51 | Kenyon College Gambier, Ohio | $71,520 | $87,590 | 21% | 87% | 1429 | 31% |
| 52 | Dartmouth College Hanover, New Hampshire | $68,268 | $87,793 | 12% | 87% | 1534 | 5% |
| 53 | California Polytechnic State University, San Luis Obispo San Luis Obispo, California | $13,596 | $32,265 | 25% | 87% | — | 31% |
| 54 | University of Portland Portland, Oregon | $58,100 | $73,224 | 39% | 87% | 1277 | 89% |
| 55 | Colgate University Hamilton, New York | $70,306 | $87,070 | 12% | 86% | 1508 | 14% |
| 56 | Kettering University Flint, Michigan | $48,470 | $61,250 | 45% | 86% | 1251 | 79% |
| 57 | Swarthmore College Swarthmore, Pennsylvania | $65,494 | $84,103 | 11% | 86% | 1534 | 7% |
| 58 | Trinity University San Antonio, Texas | $53,676 | $68,224 | 44% | 86% | 1416 | 26% |
| 59 | Princeton University Princeton, New Jersey | $62,688 | $84,040 | 2% | 86% | 1553 | 5% |
| 60 | Clarkson University Potsdam, New York | $59,398 | $79,022 | 62% | 86% | 1304 | 77% |
| 61 | Yale University New Haven, Connecticut | $67,250 | $88,300 | 5% | 86% | 1534 | 4% |
| 62 | Union College Schenectady, New York | $69,039 | $84,561 | 44% | 86% | 1395 | 44% |
| 63 | Skidmore College Saratoga Springs, New York | $67,290 | $85,270 | 33% | 86% | 1405 | 21% |
| 64 | University of Virginia Charlottesville, Virginia | $21,803 | $39,926 | 20% | 86% | 1480 | 17% |
| 65 | Pomona College Claremont, California | $65,420 | $85,300 | 9% | 85% | 1534 | 7% |
| 66 | Case Western Reserve University Cleveland, Ohio | $66,608 | $85,851 | 47% | 85% | 1513 | 37% |
| 67 | Concordia College - Moorhead Moorhead, Minnesota | $31,170 | $45,942 | 53% | 85% | 1190 | 63% |
| 68 | Reed College Portland, Oregon | $69,350 | $86,376 | 40% | 85% | 1437 | 25% |
| 69 | Franklin and Marshall College Lancaster, Pennsylvania | $70,794 | $85,776 | 44% | 85% | 1392 | 28% |
| 70 | Georgia Institute of Technology Atlanta, Georgia | $12,058 | $28,167 | 17% | 85% | 1480 | 14% |
| 71 | St. Lawrence University Canton, New York | $65,900 | $82,000 | 54% | 85% | 1371 | 54% |
| 72 | Gonzaga University Spokane, Washington | $55,480 | $73,178 | 36% | 85% | 1335 | 82% |
| 73 | Butler University Indianapolis, Indiana | $47,560 | $65,970 | 43% | 85% | 1274 | 85% |
| 74 | Ohio Northern University Ada, Ohio | $39,800 | $53,580 | 55% | 85% | 1252 | 74% |
| 75 | University of Pennsylvania Philadelphia, Pennsylvania | $68,686 | $89,028 | 10% | 84% | 1553 | 5% |
| 76 | Illinois Wesleyan University Bloomington, Illinois | $57,704 | $70,700 | 63% | 84% | 1275 | 39% |
| 77 | University of Maryland, Baltimore Baltimore, Maryland | — | — | 20% | 84% | — | — |
| 78 | Saint Michael's College Colchester, Vermont | $51,450 | $69,079 | 58% | 84% | 1245 | 85% |
| 79 | University of Dayton Dayton, Ohio | $49,140 | $65,881 | 40% | 84% | 1335 | 65% |
| 80 | The College of New Jersey Ewing, New Jersey | $19,632 | $38,860 | 48% | 84% | 1246 | 62% |
Source: US Department of Education College Scorecard. Universities without a published figure for the ranked measure are not listed.