Share of borrowers whose loan balance is falling three years after leaving — the clearest published signal that a degree is being paid off rather than deferred.
| # | University | In-state | Cost of attendance | Borrow | Paying down | SAT | Acceptance |
|---|---|---|---|---|---|---|---|
| 1 | Vassar College Poughkeepsie, New York | $71,030 | $87,419 | 39% | 93% | 1494 | 19% |
| 2 | University of Notre Dame Notre Dame, Indiana | $65,025 | $83,271 | 25% | 93% | 1520 | 11% |
| 3 | Rose-Hulman Institute of Technology Terre Haute, Indiana | $58,649 | $77,890 | 41% | 93% | 1427 | 77% |
| 4 | Whitman College Walla Walla, Washington | $64,050 | $78,092 | 54% | 93% | 1410 | 38% |
| 5 | Carleton College Northfield, Minnesota | $68,892 | $84,893 | 43% | 92% | 1517 | 20% |
| 6 | Massachusetts Institute of Technology Cambridge, Massachusetts | $62,396 | $82,730 | 7% | 92% | 1560 | 5% |
| 7 | Rensselaer Polytechnic Institute Troy, New York | $64,081 | $82,404 | 51% | 92% | 1456 | 63% |
| 8 | Worcester Polytechnic Institute Worcester, Massachusetts | $60,965 | $78,679 | 52% | 92% | — | 60% |
| 9 | Bentley University Waltham, Massachusetts | $61,000 | $79,548 | 43% | 91% | 1352 | 45% |
| 10 | Tufts University Medford, Massachusetts | $70,704 | $88,300 | 19% | 91% | 1513 | 11% |
| 11 | Carnegie Mellon University Pittsburgh, Pennsylvania | $66,246 | $83,654 | 34% | 91% | 1546 | 12% |
| 12 | Lafayette College Easton, Pennsylvania | $65,398 | $83,133 | 20% | 91% | 1424 | 31% |
| 13 | Babson College Wellesley, Massachusetts | $57,152 | $80,192 | 27% | 91% | 1457 | 17% |
| 14 | Connecticut College New London, Connecticut | $67,242 | $84,623 | 35% | 91% | 1432 | 37% |
| 15 | Colorado School of Mines Golden, Colorado | $21,914 | $40,560 | 32% | 91% | 1412 | 61% |
| 16 | Stevens Institute of Technology Hoboken, New Jersey | $63,462 | $79,790 | 53% | 91% | 1446 | 48% |
| 17 | Bowdoin College Brunswick, Maine | $67,832 | $85,100 | 8% | 90% | 1520 | 7% |
| 18 | Villanova University Villanova, Pennsylvania | $67,776 | $84,793 | 35% | 90% | 1460 | 27% |
| 19 | Stanford University Stanford, California | $65,910 | $87,833 | 6% | 90% | 1553 | 4% |
| 20 | Hamilton College Clinton, New York | $68,960 | $84,230 | 29% | 90% | 1506 | 14% |
| 21 | College of Saint Benedict Saint Joseph, Minnesota | $55,756 | $68,453 | 62% | 90% | 1151 | 92% |
| 22 | Bucknell University Lewisburg, Pennsylvania | $67,812 | $83,756 | 35% | 90% | 1410 | 29% |
| 23 | Wellesley College Wellesley, Massachusetts | $67,176 | $86,290 | 16% | 90% | 1520 | 14% |
| 24 | Gettysburg College Gettysburg, Pennsylvania | $66,640 | $81,960 | 48% | 90% | 1379 | 39% |
| 25 | Duke University Durham, North Carolina | $68,758 | $87,072 | 14% | 89% | 1548 | 6% |
| 26 | Macalester College Saint Paul, Minnesota | $68,104 | $82,991 | 36% | 89% | 1440 | 29% |
| 27 | Grinnell College Grinnell, Iowa | $68,106 | $83,440 | 13% | 89% | 1486 | 15% |
| 28 | Colorado College Colorado Springs, Colorado | $70,734 | $86,921 | 26% | 89% | 1365 | 18% |
| 29 | Lehigh University Bethlehem, Pennsylvania | $64,980 | $80,856 | 37% | 88% | 1440 | 26% |
| 30 | Dickinson College Carlisle, Pennsylvania | $65,650 | $82,902 | 39% | 88% | 1391 | 42% |
| 31 | Georgetown University Washington, District of Columbia | $68,017 | $88,741 | 18% | 88% | 1487 | 13% |
| 32 | Wake Forest University Winston-Salem, North Carolina | $67,642 | $87,499 | 14% | 88% | 1475 | 22% |
| 33 | Santa Clara University Santa Clara, California | $61,293 | $82,026 | 37% | 88% | 1426 | 48% |
| 34 | Washington & Lee University Lexington, Virginia | $68,045 | $87,000 | 14% | 88% | 1498 | 14% |
| 35 | Wheaton College Wheaton, Illinois | $45,546 | $59,263 | 43% | 88% | 1380 | 87% |
| 36 | Middlebury Institute of International Studies at Monterey Monterey, California | — | — | 58% | 88% | — | — |
| 37 | Middlebury College Middlebury, Vermont | $67,600 | $85,880 | 23% | 88% | 1508 | 11% |
| 38 | Bates College Lewiston, Maine | $66,590 | $83,532 | 14% | 88% | 1468 | 13% |
| 39 | Wesleyan University Middletown, Connecticut | $70,342 | $89,020 | 16% | 88% | 1501 | 16% |
| 40 | Occidental College Los Angeles, California | $66,274 | $84,800 | 37% | 88% | 1452 | 44% |
Source: US Department of Education College Scorecard. Universities without a published figure for the ranked measure are not listed.