Saint Cloud State University

What you'll study

Coursework combines general education, business core classes and finance major topics. Students learn about:

• Investments and different types of investment instruments, including trading procedures and strategies
• Risk management techniques across financial contexts
• Corporate finance topics such as estimating cost of capital and capital budgeting decision tools
• Banking, insurance and real estate fundamentals
• Financial statement analysis, basic financial ratios and valuation techniques for financial and real assets
• Global perspectives on business and ethical decision making
• Lower‑division examples listed include MATH112 (College Algebra) and ENGL191 (Introduction to Rhetorical and Analytical Writing)

Entry requirements

Admissions paths include transfer and freshman routes. Transfer applicants with 12 or more college credits need a cumulative college GPA of 2.0 or higher; applicants with fewer than 12 college credits are reviewed under freshman criteria. No SAT/ACT is required for this online program. Admission to upper‑division Herberger Business School coursework requires Upper Division Status: a cumulative GPA of 2.5, at least 40 earned credits numbered 100 or higher, completion of the Lower Division Business Core Group 1 courses and completion or enrollment in Group 2, and a grade of C‑ or better in MATH112.

Career prospects

The curriculum prepares graduates for roles across financial services. Typical entry and mid‑level occupations noted by the program include financial planner or broker, corporate financial manager, investment banker, consumer or mortgage banker, securities analyst, stockbroker and credit analyst.

Scholarships & funding angle

Tuition is billed per credit hour (the program lists an estimated per‑credit rate) and per‑course pay‑as‑you‑go options are available to manage costs. Additional fees may apply; transfer credit can shorten time to degree and reduce overall cost. For specifics about institutional scholarships, federal aid or payment plans, applicants should contact the university’s admissions or financial services office.