Ranked

889 uS universities whose graduates repay fastest

Share of borrowers whose loan balance is falling three years after leaving — the clearest published signal that a degree is being paid off rather than deferred.

#UniversityIn-stateCost of attendance BorrowPaying downSATAcceptance
241 Southern Methodist University Dallas, Texas $67,040 $85,606 21% 75% 1428 63%
242 Transylvania University Lexington, Kentucky $46,870 $60,993 47% 75% 1287 87%
243 University of Dallas Irving, Texas $53,930 $68,583 44% 75% 1227 53%
244 University of California, Santa Cruz Santa Cruz, California $16,005 $41,179 28% 75% 66%
245 Pratt Institute Brooklyn, New York $61,845 $80,049 35% 75% 1290 73%
246 West Chester University of Pennsylvania West Chester, Pennsylvania $10,775 $28,394 54% 75% 1187 78%
247 Ripon College Ripon, Wisconsin $51,900 $63,540 70% 75% 1176 80%
248 University of Wyoming Laramie, Wyoming $7,768 $24,818 28% 75% 97%
249 Mount St. Mary's University Emmitsburg, Maryland $48,630 $63,731 51% 75% 1176 74%
250 John Brown University Siloam Springs, Arkansas $31,756 $44,710 33% 75% 1195 76%
251 Millsaps College Jackson, Mississippi $44,680 $60,061 59% 75% 1181 43%
252 University of California, Santa Barbara Santa Barbara, California $16,414 $41,573 18% 75% 33%
253 Cooper Union for the Advancement of Science and Art New York, New York $46,820 $64,190 21% 75% 1410 21%
254 University of Wisconsin - Stevens Point Stevens Point, Wisconsin $9,488 $20,079 49% 74% 1150 92%
255 Pepperdine University Malibu, California $69,918 $93,512 37% 74% 1384 63%
256 Southwestern University Georgetown, Texas $53,813 $67,493 46% 74% 1241 43%
257 Sacred Heart University Fairfield, Connecticut $50,404 $69,289 57% 74% 65%
258 The College of Wooster Wooster, Ohio $61,640 $75,656 45% 74% 1353 60%
259 University of Sioux Falls Sioux Falls, South Dakota $21,750 $34,274 67% 74% 83%
260 Western Washington University Bellingham, Washington $9,582 $30,359 29% 74% 1289 93%
261 San Jose State University San Jose, California $8,410 $26,593 20% 74% 85%
262 University of Mary Washington Fredericksburg, Virginia $14,640 $31,137 29% 74% 1272 80%
263 Oklahoma Christian University Edmond, Oklahoma $27,180 $39,106 45% 74% 1122 97%
264 University of Nebraska, Lincoln Lincoln, Nebraska $10,434 $26,697 33% 74% 1191 87%
265 Biola University La Mirada, California $48,984 $62,757 44% 74% 1261 74%
266 Illinois State University Normal, Illinois $16,144 $34,309 43% 74% 1113 88%
267 Roanoke College Salem, Virginia $38,068 $54,283 80% 74% 1211 83%
268 Champlain College Burlington, Vermont $47,850 $65,009 52% 74% 1312 83%
269 Keene State College Keene, New Hampshire $14,784 $29,993 67% 74% 90%
270 Longwood University Farmville, Virginia $15,744 $34,588 46% 74% 1120 90%
271 University of Colorado Boulder Boulder, Colorado $15,666 $37,684 25% 74% 1357 78%
272 Bennington College Bennington, Vermont $66,262 $87,284 50% 74% 1364 45%
273 Alma College Alma, Michigan $49,552 $63,650 57% 74% 57%
274 Lycoming College Williamsport, Pennsylvania $50,029 $64,105 71% 74% 1160 74%
275 Xavier University Cincinnati, Ohio $50,640 $65,476 53% 73% 1217 86%
276 Hampshire College Amherst, Massachusetts $58,896 $74,195 62% 73% 75%
277 University of Miami Coral Gables, Florida $62,616 $86,078 27% 73% 1415 19%
278 University of New England Biddeford, Maine $44,210 $63,245 41% 73% 92%
279 University of San Francisco San Francisco, California $60,492 $80,141 47% 73% 1295 62%
280 Goucher College Baltimore, Maryland $53,350 $70,544 53% 73% 1248 78%

Questions

Best repayment in the US: which university leads?
Southern Methodist University — 75% of borrowers paying their balance down.
Where does this data come from?
The US Department of Education College Scorecard, which publishes what institutions charge, what students borrow and repay, and the test scores of admitted students. Nothing here is estimated — universities without a published figure are left out of the ranking.
Is the cheapest university the best value?
Not necessarily. Price is one half of value; the other is what graduates earn and whether they clear the debt. Each university page links to its earnings and repayment record.

Source: US Department of Education College Scorecard. Universities without a published figure for the ranked measure are not listed.